Here is how you can protect yourself.
Use a Custom ID (VPA : Virtual Payment Address) not your phone number. e.g. Instead of 987654****@upi use random123@ibl. Set the custom id as your default id from your profile’s payment settings. Use UPI lite for small payments.
This case from Mira Road near Mumbai is every UPI users nightmare. You just paid your fare and suddenly at night your phone starts beeping. It’s the rikshaw man. Sending inappropriate messages. It’s not just irritating, it is scary. He probably knows where you live and travel to.
Stay safe. Stay private.
